Will you have enough money when you retire to live comfortably?
Are you in the right fund?
How much will you need?
Saving for your retirement is critical to enjoying a good life in your golden years. Used well, KiwiSaver is a great scheme that will provide New Zealanders with a real boost in later life.
When you save into a KiwiSaver fund, you’re investing in assets that you assume will be there when you need them in the future. So it’s really important to make sure that you have selected a provider, and a funds scheme within that provider, that you are comfortable with.
There are over 27 different KiwiSaver providers, and between them all there are about114different products to choose from!
But not all KiwiSaver providers or products are created equal.
With our depth and breadth of investment management expertise, we can help advise you on which funds and which structures are best for your personal situation.
Want to get the most out of your KiwiSaver? Want to know the right fund for you?
We can help!
Using KiwiSaver as part of your retirement planning is a no-brainer for many people.
When you join KiwiSaver, here’s what you get:
Compulsory employer contributions to a maximum of 3% of your salary/wages
Member Tax Credits added to your KiwiSaver – up to $521.43 per year
(the government contributes 50 cents for every $1 you contribute, up to a maximum of $521.43 per year)
KiwiSaver Fast Facts
When you join KiwiSaver, your minimum contribution is 3% of your salary/wages.
However, you can elect to contribute more – either 4%, 6%, 8% or 10%.
You can also make lump sum contributions to your KiwiSaver account.
Your funds are locked away until you reach the age of NZ Superannuation entitlement (currently 65) though there is provision to access your money in certain circumstances, including withdrawing KiwiSaver funds to help you buy your first home, withdrawals allowed when you are suffering hardship or serious Illness, if you permanently moving overseas, or in the case of death.
We Do More Than Kiwisaver. We can help you with these too!