That is the question! We explore break fees, and how to calculate the costs and benefits of breaking your fixed term early…

What do leading economists foresee for 2025, and how might it impact us all?

What NZ economists predicted about the housing market + interest rates, and what we can learn…

Getting a mortgage as a business owner can present some unique challenges...

Finally, interest rates are falling again, thanks to the Reserve Bank unexpectedly cutting the OCR. But will they keep falling? Should you fix your mortgage for a year and hope for lower rates in 12 months, or fix at a lower rate for two years?

It may seem harder than ever to get on the property ladder. But don't lose hope: there are still a number of options available for first home buyers. In this blog post, we'll explore three of those...

If your bank says No to a mortgage, don’t be discouraged - some reasons for a declined mortgage can be specific to the lender - another lender could give you an approval...

We’re about to get a (little) bit of extra income through tax cuts. What would happen if you put it straight into your mortgage, or KiwiSaver?

Buying is undoubtedly more expensive than rent, but how much more - and is the investment worth it?

Refinancing your mortgage can be a very smart financial move. The timing, however, is crucial (and can be costly!)…

Why a broker’s your best bet when it comes to locking down a mortgage…

What happens in your business if a key person (that could be you) dies or can’t work due to a major health event?

If you’ve always had a joint income, can you afford a mortgage on your own?

Improving your credit score is a crucial step in preparing for a mortgage. But how?

If you’re on the fence about health insurance, this story about a client of ours is recommended reading…

We’re at a critical time in the interest rate cycle. Understand what this means for your financial future, so you can take the right action…

How lenders determine how much you can borrow, and what you can do to maximise your borrowing power…

Choosing between fixed and variable interest rates is a key decision in the home-buying process. Let’s discuss the advantages and disadvantages of both options…

You can leverage the value you’ve built in your property to achieve other goals - like renovating your home, consolidating debts, or investing in other opportunities…

Not everyone qualifies for main bank lending, but that doesn't mean the end of your homeownership dreams…