What are the benefits of using a mortgage broker?
As specialist mortgage brokers, we understand the challenges aspiring homeowners face in today's competitive real estate market.
Many individuals seeking a mortgage feel overwhelmed by the myriad of home loan options, complex interest rates, and numerous lenders available.
At WealthHealth, we can be your ally in your journey to homeownership, offering expert mortgage advice and guidance throughout the process.
Personalised Advice
Our mortgage brokers offer tailored advice and financial solutions that are focused on your life, your goals/plans and your specific needs. It’s not one-size-fits-all here!
One of the advantages of working with a mortgage broker with our level of experience (and reputation) is that we have access to a wide range of lenders, including big banks, credit unions, and private lenders. This means we can offer our clients more options, options that better suit your financial circumstances.
Save Time + Effort
Looking for the right mortgage deal can be complex - researching different lenders, comparing interest rates, submitting multiple applications and negotiating terms takes a huge amount of time and effort. But when you work with WealthHealth, you don't have to worry about all that.
Our mortgage brokers take care of everything, doing all the legwork and ‘shopping around’ and simplifying the process.
We make the entire experience less overwhelming!
We Negotiate for You
We have developed exceptional mortgage negotiation skills over our 20+ years of experience in the industry.
We use these skills to negotiate with lenders on your behalf, to get you the most competitive interest rates and favourable terms for your mortgage. This ability to negotiate can result in significant savings for you over the life of the loan.
Simplified Paperwork + Process
We work hard to pull together all the necessary information, ensuring all the required paperwork is presented accurately, clearly (in the formats that lenders like!) and on time.
This attention to detail helps minimise the risk of delays or potential complications during the mortgage approval process, making the whole experience much smoother for you.
Multiple Lender Options
We have access to a wide range of lenders including big banks, credit unions and private lenders. This means we can offer you more options, increasing the likelihood of getting you an approval and finding you the best rates and terms.
Getting a mortgage from traditional lenders can be challenging for people with unique financial circumstances (like being self-employed or having a less-than-perfect credit history). If this is you, we can help by working on your behalf with specialised lenders that cater to you.
Unbiased + Independent
Our priority at WealthHealth is you. Your needs, and your goals. We provide truly impartial advice and put the focus on finding you the very best mortgage solution for your situation.
We give unbiased advice on interest rates, loan terms, and repayment options, so you can make informed decisions without feeling pressured one way or another.
As mortgage brokers, we have access to 16+ mortgage lenders - and our only agenda is to find the one who’ll offer you the best deal.
Why choose WealthHealth Mortgage Brokers?
Dread dealing with insurance companies or banks? Here’s why our advice comes up trumps
Our mortgage broker services (and our insurance and KiwiSaver services) are all usually free to you -
because we are paid commissions by lenders/providers (more info here on this).When the bank says No, we have lots of other options that might suit your needs.
We’re highly-skilled specialist brokers, with over 20 years’ experience and a superb reputation. (Check our testimonials!)
We work with a wide range of mortgage lenders, insurance providers etc - to find and then negotiate the very best deal possible for you.
We take care of everything for you from go to woah - doing the legwork and saving you time, paperwork and stress.
Our mortgage brokers can potentially save you many thousands of dollars over the life of your mortgage.
We promise comprehensive yet clear (easy to understand!) communication every step of the way.
While advice you get from a bank or insurance company may be valid, it is also only limited to (and biased toward) the products they provide and their criteria - rather than the best deal for you, your needs and your circumstances. As mortgage brokers, we’re totally unbiased and independent, and we are 100% focused on you and achieving your financial goals.
While we’re based in Tauranga Bay of Plenty, we have clients right across New Zealand - so much can be done these days through virtual (online) meetings.
Clients love our relaxed style, and we’re often told we actually make the process enjoyable. We love simplifying the complex world of finance for you.
We genuinely care about our clients - that’s the whole reason we started WealthHealth!
Read more about our mortgage broker Craig’s banking background here
Our ‘Whole of Life’ Approach
Yip, we’re mortgage brokers. But a mortgage is a major financial decision that can affect your life in huge ways downstream, so we go a step further than just finding out how much a bank will lend you…
We outline your best mortgage strategy only after robust conversations about what’s important to you in your life, and what your future life goals are. We want to feel confident that you can sustain the level of debt you’re signing up to without impacting the lifestyle you and your family desire, or the other things you want to achieve in life.
Some mortgage brokers just do home loans. But we’re qualified to provide advice on other important financial areas too - from insurances to protect your family, income/lifestyle and home, to KiwiSaver fund selection and retirement planning, through to financial success strategies and comprehensive, year-by-year planning.
Wealth and success means many things to many people. It’s not our job to tell you what that is - our focus is on helping you get to where you want to be. And if you like, we can continue to work with you over the years, to ensure you stay on track or for ongoing support if your circumstances change.
Let’s Chat!
Our certified mortgage brokers are here to guide you
through the process and make it easy.
Ready to meet? Just fill in this form - we’ll get back to you within 24 hours!
Or if you’d rather chat now, call or text message Craig:
Text 027 667 2537
Call 0800 672 537
We're available Monday-Friday 8am - 6pm and Saturdays 9.30-12.30.
We’re based in Tauranga, Bay of Plenty
but cover the whole of New Zealand.
